ZIP code 95365 in Planada, CA has a residential electricity rate of 24.25¢/kWh as of 2024, which is 45.4% higher than the national average of 16.68¢/kWh and 17.8% below the CA state average of 29.51¢/kWh.
This higher rate reflects CA's energy infrastructure costs, renewable energy investments, and regional market conditions. Despite higher rates, many residents offset costs through energy efficiency programs and solar installations.
Monthly Bill Estimates
ZIP Code 95365 Rate Comparison Map
Planada, CA • Compare rates with nearby areas
Rates range from 24.25¢ to 24.25¢ in this area
Click any ZIP code to view details • Darker colors indicate higher rates • Map data © OpenStreetMap
📊 Comprehensive Rate Analysis for 95365
The electricity market in Planada presents unique characteristics that influence your rates.ZIP code 95365 enjoys lower rates than the CA average, potentially benefiting from proximity to generation sources, efficient local infrastructure, or favorable utility contracts.
Key Market Insights
- Regional Context: CA ranks among states nationally for residential electricity rates. Your specific ZIP code is performing better than the state average.
- Surprising Comparison: Residents in 95365 pay 45% more than the national average, which means an extra $818 per year for a typical household.
- Market Structure: CA operates as a regulated market where Merced Irrigation District is your sole provider, with rates approved by the state utilities commission to balance affordability and reliability.
Rate Trend Analysis
Historical data shows that CA electricity rates have fluctuated over the past decade. The current rate of 24.25¢/kWh represents better value compared to the state's trajectory. Looking forward, rates are influenced by factors including renewable energy transitions, infrastructure investments, and natural gas prices.
📊 Rate Comparison
Quick Summary:
The current ZIP code rate is 24.25¢/kWh, compared to the national average of 16.68¢/kWh. Rates in this state range from 13.14¢ to 43.63¢/kWh.
⚡ Your Electric Company
What Uses Electricity in Your Home?
Understanding where your electricity goes in Planada
CA enjoys lower electricity usage due to mild climate
Moderate temperatures mean less spent on climate control. Many homes benefit from natural ventilation and minimal heating/cooling needs.
Air Conditioning & Heating
Climate control year-round
Water Heating
Hot water for showers, dishes, and laundry
Appliances
Refrigerator, washer, dryer, dishwasher
Lighting
Indoor and outdoor lighting
Electronics
TVs, computers, gaming consoles
Other
Pool pumps, EV charging, misc.
Estimated Monthly Total
Based on 800 kWh at 24.25¢/kWh
* Usage percentages are estimates based on EIA Residential Energy Consumption Survey (RECS) data for the South Census Region. Actual usage varies by household.
Quick Ways to Reduce Usage
💰 Save Money Tips
🗺️ Nearby Areas
Frequently Asked Questions
What is the average electricity rate in ZIP code 95365?
The average residential electricity rate in ZIP code 95365 is 24.25¢ per kilowatt-hour (kWh) as of 2025. This rate is 45.4% higher than the national average of 16.68¢/kWh and is provided primarily by Merced Irrigation District.
Who is the electric company for 95365?
Merced Irrigation District is the primary electricity provider for ZIP code 95365. This investor-owned utility serves the area with a residential rate of 24.25¢/kWh. Additionally, 1 other utility may serve portions of this ZIP code.
What is the average monthly electric bill in 95365?
The average monthly electric bill in ZIP code 95365 is approximately $218.28, based on the average residential rate of 24.25¢/kWh and typical household usage of 900 kWh per month. Bills can range from $121.27 for smaller homes (500 kWh) to $363.80 for larger homes (1,500 kWh). Actual bills will vary based on usage, season, and additional fees.
Is 95365 in a deregulated electricity area?
No, ZIP code 95365 is not in a deregulated electricity area. CA has a regulated electricity market, which means Merced Irrigation District is your designated electricity provider. Rates are set by the state's public utilities commission to ensure fair pricing and reliable service.
How does 95365 compare to other ZIP codes in CA?
ZIP code 95365 has an electricity rate of 24.25¢/kWh, while the CA state average is 29.51¢/kWh — making the state average 17.8% more expensive than this ZIP. This ZIP code enjoys lower rates than the state average, potentially due to proximity to power generation, efficient local infrastructure, or competitive utility pricing. Compare with nearby ZIP codes to find potential savings in your area.
When will 2025 electricity rates be available?
2025 electricity rates for ZIP code 95365 will be available in December 2026 when the U.S. Energy Information Administration (EIA) publishes its annual Form 861 report. The EIA collects data from all U.S. electric utilities and releases the complete dataset approximately 12 months after the reporting year. ElectricityExplorer updates all rates within 48 hours of each new EIA release. The current data shown reflects 2024 rates, which is the most recent complete annual data available.
📊Data Sources & Update Schedule
Current Data Version: 2024 Annual Data (Released December 2025)
| Data Source | Coverage Period | Next Update Expected |
|---|---|---|
| EIA Form 861 | 2024 rates | December 2026 (2025 data) |
| NREL Utility Rates | 2024 rates | Q1 2026 |
| SEDS Historical | 1970-2024 | December 2026 |
How We Calculate Rates
Residential electricity rates are calculated from EIA Form 861 data using the formula:
Total Revenue ÷ Total Sales (MWh) = Average Rate per kWhWhy 2024 Data in 2026?
The EIA publishes annual electricity data approximately 12 months after the reporting year ends. The most current complete dataset available is 2024, released in December 2025. We update our database within 48 hours of each new EIA release.
Looking for 2025, 2026, or 2027 rates?
2025 electricity rates for ZIP code 95365: Will be available in December 2026 when the EIA releases the 2025 annual report.
2026 electricity rates for ZIP code 95365: Expected in December 2027 following the standard 12-month reporting cycle.
2027 electricity rates for ZIP code 95365: Projected release in December 2028 based on historical EIA publication patterns.
📊 Historical Data Available:
We currently have complete residential electricity rate data from 1970 through 2024 for all US ZIP codes, cities, and states.
Data accuracy verified through multiple sources • Updated within 48 hours of new releases